Title: Credit Review Analyst
Total Position: 35+
Industry: Banking/Financial Services
Category: Financial Services
Type: Permanent ( firstshift )
Department: Risk Management
Location: Islamabad, Lahore, Faisalabad, Gujranwala, Multan, Peshawar, Quetta, Rawalpindi
Minimum Education: Bachelors
Career Level: Experienced (Non-Manager)
Required Experience: Fresh - 2 Years(0-2 years of job experience preferably in the banking sector.)
Apply By: Mar 24, 2010
Posted On: Dec 29, 2009
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Job Description:
JOB PURPOSE
Undertake credit risk analysis and assessment of existing & fresh accounts to mitigate the Banks risk.
PRINCIPAL ACCOUNTABILITIES
1.Carry out risk analysis of credit proposals under guidance of SBP Prudential Regulations & Banks own Credit Hand Book. Recommend watch-listing of risky accounts that are showing over dues or repeated discrepancies. Hind-Sight reviews to ensure that the reviewing process is comprehensive and covers all aspects of credit proposal.
2.Finalize Credit Proposals from all concerned quarters within shortest possible time to maintain TAT.
3.Coordinate with field to swiftly resolve all outstanding issues & queries in order to facilitate the chain of reviewing process.
4.Regular monitoring & Compliance follow-ups of special approval terms of allocated accounts to mitigate risk.
5.Proper maintenance & up-gradation of customer credit files.
6.Conduct client calls in order to verify customer financing needs and unit conditions.
Required Skills:
KNOWLEDGE AND EXPERIENCE
Knowledge and SkillsBachelors.
Experience Profile0-2 years of job experience preferably in the banking sector.
Behavioral CompetenciesShould be a team-worker, hard-working and responsible.
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