(total positions: 1,
posted on: Aug 24, 2021)
This role is responsible for performing due diligence of Credit Proposals from the
the perspective of Credit Risk Management, Legal Documentation, Securitization,
understanding customers’ businesses, financing needs, and utilization of loans,
Government Policies, Regulations of the State Bank of Pakistan, and other regulatory authorities etc.
Evaluate/review credit applications pertaining to all types of customers including Corporate, Commercial, ME, etc., and writing credit notes for annual reviews, waivers, and amendments to ensure compliance with credit terms and conditions.
Analyze financial statements and determining obligor risk grades for borrowing.
Participation in formulating policies and procedures relating to Credit Appraisals and Management.
Liaison with internal and external stakeholders to ensure compliance with credit policy and with guidelines as set forth by the regulatory authorities.
Proactively identify deteriorating credits by analyzing an industry, financial, and credit risk analysis and recommend appropriate remedial actions/strategies for recovery and revival of the customers with deteriorating performance.
KNOWLEDGE AND EXPERIENCE:
An incumbent Banking & Finance professional with 3-5 years experience in SME/Corporate /Commercial finance.
Experience in handling credit appraisals, legal documentation, and monitoring of loans & advances individually and as a team.
Strong interpersonal skills are written and verbal Ambitious, responsible, analytical, result-oriented, hard-working, and adaptable.