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Senior Manager Credit Review
Credit Risk Review (South) Department, Karachi
Apply By Nov 13, 2021
Job Description (total positions: 1, posted on: Oct 13, 2021)

  • Evaluate credit proposals, writing credit notes in LOS for new transactions, annual reviews, temporary extensions, waivers, and amendments.
  • Qualitative improvement in credit review for higher authorities, while ensuring compliance to guidelines delineated in banks policies /SBP PRs.
  • Analyze financial statements and countercheck obligor risk grades for borrowing relationships.
  •  Understanding the business model of the borrower and negotiate with relevant stake holder/ RBG to structure credit facilities as per the business model and credit needs in the light of Bank’s policies.
  •  Monitor industry trends, evaluate effects on the portfolio. Participate in formulating policies and procedures when required.
  • Keep abreast of the current economic scenario, dynamics of key industries and impact of government regulations and policies on borrower’s businesses.
  •  Monitor turnaround time in order to keep track of each case being processed. Maintain TAT to ensure efficiency and to meet our standards for reviewing a particular type of request.
  • Field visits in order to get better know-how of the client’s operations especially when a new project, CAPEX or BMR is carried.
  • Proactive identification of deteriorating credits by analyzing industry, financial and credit risk analysis. i.e. watchlisting the clients with deteriorating performance.

Required Skills

Credit Analysis, Report Writing Skills, Credit Reports,

Banking/Financial Services
Accounts, Finance & Financial Services
Job Type
Full Time/Permanent ( First Shift (Day) )
No Preference
Minimum Education
Degree Title
Postgraduate degree concentration in finance - preferably MBA
Career Level
Experienced Professional
Minimum Experience
5 Years
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