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Senior Manager Credit Review
Credit Risk Review (South) Department, Karachi
Apply By Nov 13, 2021
Job Description (total positions: 1, posted on: Oct 13, 2021)

  • Evaluate credit proposals, writing credit notes in LOS for new transactions, annual reviews, temporary extensions, waivers, and amendments.
  • Qualitative improvement in credit review for higher authorities, while ensuring compliance to guidelines delineated in banks policies /SBP PRs.
  • Analyze financial statements and countercheck obligor risk grades for borrowing relationships.
  •  Understanding the business model of the borrower and negotiate with relevant stake holder/ RBG to structure credit facilities as per the business model and credit needs in the light of Bank’s policies.
  •  Monitor industry trends, evaluate effects on the portfolio. Participate in formulating policies and procedures when required.
  • Keep abreast of the current economic scenario, dynamics of key industries and impact of government regulations and policies on borrower’s businesses.
  •  Monitor turnaround time in order to keep track of each case being processed. Maintain TAT to ensure efficiency and to meet our standards for reviewing a particular type of request.
  • Field visits in order to get better know-how of the client’s operations especially when a new project, CAPEX or BMR is carried.
  • Proactive identification of deteriorating credits by analyzing industry, financial and credit risk analysis. i.e. watchlisting the clients with deteriorating performance.

Required Skills

Credit Analysis, Report Writing Skills, Credit Reports,

Industry
Banking/Financial Services
Category
Accounts, Finance & Financial Services
Job Type
Full Time/Permanent ( First Shift (Day) )
Gender
No Preference
Minimum Education
Masters
Degree Title
Postgraduate degree concentration in finance - preferably MBA
Career Level
Experienced Professional
Minimum Experience
5 Years
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