• You have already applied to this job.
  • This employer is no longer accepting CVs for this job, it has been deactivated by the company's administrator.

Senior Manager Credit Risk

Print   |  
Banking/Financial Services
Accounts, Finance & Financial Services
Total Position:
Job Type:
Full Time/Permanent ( First Shift (Day) )
Credit Risk Review (South)
Job Location:
No Preference
Minimum Education:
Degree Title:
Postgraduate degree concentration in finance - preferably MBA
Career Level:
Experienced Professional
Minimum Experience:
6 Years(Minimum 6 years plus of relevant experience)
Apply By:
Jan 26, 2020
Posted On:
Jan 13, 2020
Job Description

Grade: OG - I to AVP 

  • Evaluate credit applications, writing credit notes for new transactions, annual reviews, renewals, temporary extensions, waivers, and amendments to ensure compliance with credit terms and conditions.
  • Analyze financial statements and determine obligor risk grades for borrowing relationships.
  • Monitor industry trends, evaluate effects on the portfolio of clients. Participate in formulating policies and procedures.
  • Monitor turnaround time in order to keep track of each case being processed on individual basis which is ultimately formulated on group basis to get number of days required to process a case. Maintain TAT to ensure efficiency and to meet our standards for reviewing a particular type of request.
  • Liaison with internal and external users to ensure compliance of credit with credit policy and with guidelines as set forth by the regulatory authorities.
  • Field visits in order to get better know-how of the client’s operations especially when a new project, CAPEX or BMR is carried.
  • Negotiate with WBG/RBG regarding their request put forward and are restructured in the best way in the light of Bank’s policies.
  • Proactive identification of deteriorating credits by analyzing industry, financial and credit risk analysis. i.e. watch listing the clients with deteriorating performance.
  • Exercise powers in the capacity of CO-I for all approvals pertaining to all types of customers. i-e Corporate, Commercial, S&ME, Agri falling within his/her review authority.

Required Skills

Credit Policy, Credit Risk Analysis and Mitigation, Credit Analysis,